The state of Michigan also has the Save the dream program. Each state has a website.
If you check your states website by searching for say, foreclosure help, as I did you may find a program.
The one that we have states that you have to have a MSHDA loan in order to get monetary assitance.
The do however have other information for those who do not.
How to keep your home.
The above link is for the information on how to save your home if you are having issues paying your mortgage.
If you are in trouble make sure that you take the time to read this information or check your states website for local information that is available to you.