Proposed combined insurance.

[badmomma]

I don't know if this is going to be a good idea or not.
It seems to make sense for places that are in the
hurricane belt however.

NEW ORLEANS — Ever since Hurricane Katrina left thousands of homeowners stuck in the middle of disputes about what combination of hurricane wind and rising flood waters damaged their homes, many have wondered whether there's a better way.

U.S. Rep. Gene Taylor, D-Miss., came up with a proposal that would have allowed the National Flood Insurance Program to sell both wind and flood coverage, thus sparing homeowners the need to piece together coverage from separate homeowners and flood policies. But that measure failed in the Senate last week after a Government Accountability Office analysis revealed a host of problems with the proposal.

But Adam Scales, an associate professor at the Washington and Lee School of Law in Virginia, has a different twist on how homeowners can get all the coverage they need in one place.

By REBECCA MOWBRAY

Proposed combined insurance.

I hope that this will help people so that they don't have to suffer
or struggle as they have in the past.

[missmanors]

I'm not sure this is a good idea either, but hope that whatever is finally decided will help those in the areas that get hit so hard with hurricanes, tornadoes, and floods. They are all so devestating!! The only problem I can see is that if FEMA is going to be a part of this combination of insurances, then it needs to be reworked so that those in need will not be waiting for months or years to get the help they so deserve.