Cultivating a "green" mortgage.

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Using a second mortgage to make your home more environmentally sound and energy efficient can help offset the mortgage payments by saving money on heating and cooling.

Recycling soda cans, using phosphate-free cleansers and making smart transportation choices can all improve the environment. But did you know that applying for a home loan also offers a chance to further the environmental cause?

By: Gayle B. Ronan

Any improvements that can be made to offset heating and cooling costs alone would add a big savings to ones wallet.

Cultivating a "green" mortgage