Need For Rental Insurance

homealone · #1 06-05-2010, 04:42 PM

With the bad weather that has been happening in my area, I thought it would be a great time to remind all renters the need for renters insurance.

Most of the time like all insurances you don't have to use it, however if diseaster strikes then having that insurance is truely comforting.

There is nothing like ending up in such a diseaster that you lose everything that you have worked so hard for and things that you cherish dearly becasue of some storm or freak accident.

Renter's insurance is something that most renters don't ever bother with and that is not a good idea. The weather that we have been having here lately is awful and it seems to be getting worse.

Trees are being tossed into homes, power lines are comming down, traffic accidents and so on. These things are dangerous and can effect your rented home. If a tree were to come through the roof while your away, you know for sure that most if not all that you own is going to be ruined.

Renter's insurance helps to make sure that your belongings are covered (as long as you keep your insurance updated and such), and you can get on with you life with out having to completely start all over again.

troubles74 · #2 06-05-2010, 08:06 PM

I got my renters insurance through the same company that I have my car insurance through.I only pay about fifty bucks a month for it and I have one hundred thousand dollars worth of coverage on my personal belongings.

I used not to have the insurance but we had a flood a few years back from some hurricanes that passed through here and I lost a lot of stuff and then decided that I would never go without renters insurance again.

homealone · #3 06-06-2010, 05:22 PM

Sorry to hear that happened to you Troubles. Though at least you now know the importance of having insurance.

Losing everything or even almost everything is heart breaking in itself and something that no one wants to go through.

Sadfully though there are a lot of people that have to learn the hard way and losing their belongings may be the only way that they learn why renters insurance is important.

No one can ever know exactly when a diseaster is going to strike, and that is when insurance comes into play to help protect you and all that you own.